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Buy-to-let valuations on the rise

Buy-to-let valuations on the rise
There were 33% more buy-to-let valuations in May 2015 than last year, while the interest from first-time buyers fell 4% in the same period.* This reflects the property market quite accurately. April’s pension reforms gave the buy-to-let market a huge boost and many first-time buyers are moving in with parents to save up for their mortgage deposit, delaying their foray onto the property ladder. Buy-to-let valuations were up 3% on April, while valuations for first-time buyers fell 2%. It is a good time to be a landlord – the rental sector is very competitive and therefore incentivises investment in the market. Buy-to-let mortgages are currently being offered at favourable rates and require smaller deposits, including:
  • Fresh availability of 5-year and 10-year fixed, at historic low rates;
  • "Let-to-buy" products allow a borrower to use equity in their existing home as a deposit on a buy-to-let mortgage;
  • You can obtain mortgages where the borrower would be aged 80 years at the expiration of the term;
  • You can gift equity in a property to your children and the gifted portion of the equity will be used as the deposit on the buy-to-let mortgages.
If you have plans of increasing the size of your portfolio in the near future, please contact your local Martin & Co office. We offer investment advice for landlords on all our service levels and can direct you towards your next buy-to-let purchase. If you need to take out a buy-to-let mortgage Martin & Co recommends London & Country, the UK’s leading fee free independent mortgage broker. They search across the market to find the most suitable mortgage based on your circumstances. You can contact London & Country on 0800 923 2045.


Most Buy to let mortgages are not regulated by the Financial Conduct Authority (FCA) *Landlord Expert