Following the government’s update on 13th May 2020 regarding home moving in England during the Covid-19 outbreak, we are pleased to announce our branches in England will start re-opening their doors for booked appointments over the coming weeks. Health and safety remains our main priority, and a number of strict measures will be put in place to protect our staff and customers. Our offices in Scotland and Wales will continue to support customers from home. Visit our branch page to find contact details for your local office.

Buy-to-let valuations on the rise

Buy-to-let valuations on the rise
There were 33% more buy-to-let valuations in May 2015 than last year, while the interest from first-time buyers fell 4% in the same period.* This reflects the property market quite accurately. April’s pension reforms gave the buy-to-let market a huge boost and many first-time buyers are moving in with parents to save up for their mortgage deposit, delaying their foray onto the property ladder. Buy-to-let valuations were up 3% on April, while valuations for first-time buyers fell 2%. It is a good time to be a landlord – the rental sector is very competitive and therefore incentivises investment in the market. Buy-to-let mortgages are currently being offered at favourable rates and require smaller deposits, including:
  • Fresh availability of 5-year and 10-year fixed, at historic low rates;
  • "Let-to-buy" products allow a borrower to use equity in their existing home as a deposit on a buy-to-let mortgage;
  • You can obtain mortgages where the borrower would be aged 80 years at the expiration of the term;
  • You can gift equity in a property to your children and the gifted portion of the equity will be used as the deposit on the buy-to-let mortgages.
If you have plans of increasing the size of your portfolio in the near future, please contact your local Martin & Co office. We offer investment advice for landlords on all our service levels and can direct you towards your next buy-to-let purchase. If you need to take out a buy-to-let mortgage Martin & Co recommends London & Country, the UK’s leading fee free independent mortgage broker. They search across the market to find the most suitable mortgage based on your circumstances. You can contact London & Country on 0800 923 2045.


Most Buy to let mortgages are not regulated by the Financial Conduct Authority (FCA) *Landlord Expert